{"id":53,"date":"2026-02-16T16:59:25","date_gmt":"2026-02-16T16:59:25","guid":{"rendered":"https:\/\/financeblog.fr\/blog\/?p=53"},"modified":"2026-02-16T17:01:34","modified_gmt":"2026-02-16T17:01:34","slug":"financial-literacy-week-2026-understanding-money-in-everyday-life","status":"publish","type":"post","link":"https:\/\/financeblog.fr\/blog\/en\/financial-literacy-week-2026-understanding-money-in-everyday-life\/","title":{"rendered":"Financial Literacy Week 2026 | understanding money in everyday life"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Financial Literacy Week, organized from <strong>16 to 22 March<\/strong> by the <strong>OECD<\/strong> via its international network, celebrates its 14th edition with a clear ambition: to open the dialogue about money with the youngest. The 2026 theme, \u00ab <strong>Money, let&rsquo;s dare to talk about it!<\/strong> \u00bb, invites families, teaching teams and institutions to transform concern into practical know-how. The <strong>EDUCFI passport<\/strong> is presented as a structuring tool that helps address the <strong>budget<\/strong>, <strong>savings<\/strong> and the calculation of <strong>income<\/strong> within a secure framework, in order to reduce mistakes and prevent financial risks.<\/p>\n\n<p class=\"wp-block-paragraph\">At school as in the family, talking about managing <strong>expenses<\/strong> and financial priorities makes it possible to identify fraud attempts and <strong>scams<\/strong> early, and to develop reflexes regarding <strong>credit<\/strong> or risky offers. The provided pedagogical <strong>resources<\/strong> facilitate learning and stimulate students&rsquo; engagement. For example, L\u00e9na, a 4e student, learned in a workshop to plan her first budget and to distinguish savings from consumption: a small step that prevents major difficulties later.<\/p>\n\n<h2 class=\"wp-block-heading\">Financial Literacy Week 2026: a global event to raise young people&rsquo;s awareness<\/h2>\n\n<h3 class=\"wp-block-heading\">The 2026 edition of Financial Literacy Week organized by the OECD<\/h3>\n\n<p class=\"wp-block-paragraph\">The 2026 campaign mobilizes actors across several continents to spread coordinated local actions. The OECD networks ministries, central banks and NGOs to ensure pedagogical coherence and international reach.<\/p>\n\n<p class=\"wp-block-paragraph\">On the ground, teachers receive validated and adaptable tools, and expert testimonies help anchor concepts in economic reality. This international dynamic strengthens the credibility of pathways such as the <strong>EDUCFI passport<\/strong>, recognized as a national and local benchmark.<\/p>\n\n<h4 class=\"wp-block-heading\">Key dates and international scope of the 2026 campaign<\/h4>\n\n<p class=\"wp-block-paragraph\">The week takes place from <strong>16 to 22 March<\/strong> and serves as a focal moment to organize workshops, conferences and activities. Actions can continue throughout the school year, which makes it possible to articulate awareness-raising and pedagogical progression.<\/p>\n\n<p class=\"wp-block-paragraph\">Example: a network of schools in partnership with a local bank organized market simulations for vocational high school students, showing how to anticipate income fluctuations and manage a personal <strong>budget<\/strong>.<\/p>\n\n<h4 class=\"wp-block-heading\">The 2026 theme \u201cMoney, let&rsquo;s dare to talk about it!\u201d to encourage financial discussion<\/h4>\n\n<p class=\"wp-block-paragraph\">Talking about money without taboo helps young people gain responsibility. The slogan promotes intergenerational dialogue: parents and teachers become facilitators. This reduces isolation in the face of financial mistakes and improves prevention of over-indebtedness.<\/p>\n\n<p class=\"wp-block-paragraph\">Final insight: an early conversation about <strong>savings<\/strong> or <strong>credit<\/strong> can transform impulsive behavior into considered planning.<\/p>\n\n<h3 class=\"wp-block-heading\">Raising awareness among children and young people: why talk about money from an early age?<\/h3>\n\n<p class=\"wp-block-paragraph\">Introducing financial education early helps instill habits of caution and autonomy. Modules adapted to cycles 2 to 4 support continuous progression, from money to basic investments.<\/p>\n\n<p class=\"wp-block-paragraph\">Concrete case: a cycle 3 workshop used role-play to show the impact of consumption choices on savings, which allowed students to internalize concepts through experience.<\/p>\n\n<h4 class=\"wp-block-heading\">Confidence, budget management and prevention of financial errors<\/h4>\n\n<p class=\"wp-block-paragraph\">Learning to set up a <strong>budget<\/strong> helps balance income and priorities while limiting impulsive spending. The confidence gained allows young people to approach their first contracts with knowledge.<\/p>\n\n<p class=\"wp-block-paragraph\">Key phrase: a good budgeting habit today avoids debt tomorrow.<\/p>\n\n<h4 class=\"wp-block-heading\">Identifying scams and introduction to digital finance<\/h4>\n\n<p class=\"wp-block-paragraph\">The training includes modules on digital security to spot <strong>scams<\/strong>. Students learn to verify an offer, protect their data and read simple contractual terms.<\/p>\n\n<p class=\"wp-block-paragraph\">Conclusion: digital vigilance is now an essential skill to pass on early.<\/p>\n\n<h2 class=\"wp-block-heading\">Objectives and key partnerships of Financial Literacy Week 2026<\/h2>\n\n<h3 class=\"wp-block-heading\">Strengthening financial skills and preparing for economic challenges<\/h3>\n\n<p class=\"wp-block-paragraph\">The main objective is to strengthen young people&rsquo;s <strong>skills<\/strong> so they can anticipate complex economic situations. School pathways incorporate progressive and assessable sequences.<\/p>\n\n<p class=\"wp-block-paragraph\">Example: a series of practical exercises in vocational high school simulated managing a household, linking income calculation to savings choices and accounting for contingencies.<\/p>\n\n<h4 class=\"wp-block-heading\">Encouraging responsible behaviors towards money<\/h4>\n\n<p class=\"wp-block-paragraph\">Workshops target prevention of over-indebtedness and promotion of responsible consumption. The pedagogy emphasizes understanding financial mechanisms rather than simple prohibition.<\/p>\n\n<p class=\"wp-block-paragraph\">Key phrase: responsibility today, freedom tomorrow.<\/p>\n\n<h4 class=\"wp-block-heading\">Fight against over-indebtedness and integrated pedagogical progression<\/h4>\n\n<p class=\"wp-block-paragraph\">The Banque de France and the \u00c9ducation nationale collaborate to align content with the needs of each school level.<\/p>\n\n<p class=\"wp-block-paragraph\">Insight: coordinating prevention and support significantly reduces the risks of future over-indebtedness.<\/p>\n\n<h3 class=\"wp-block-heading\">Collaboration with the Banque de France and the \u00c9ducation Nationale for lasting impact<\/h3>\n\n<p class=\"wp-block-paragraph\">These partnerships provide expert interventions and didactic materials. The conferences held by the Banque de France and by Finance pour tous complement the practical modules.<\/p>\n\n<p class=\"wp-block-paragraph\">Notable fact: teachers observed better class participation after expert interventions.<\/p>\n\n<h2 class=\"wp-block-heading\">The EDUCFI passport: a central educational tool for financial education in 2026<\/h2>\n\n<h3 class=\"wp-block-heading\">Implementation and target audiences of the EDUCFI passport<\/h3>\n\n<p class=\"wp-block-paragraph\">The <strong>EDUCFI passport<\/strong> primarily targets students in 4e, SEGPA, CAP and vocational 10th grade, but can be used more broadly. It consists of a modular pathway and serves as proof of acquired competencies.<\/p>\n\n<p class=\"wp-block-paragraph\">Anecdote: in a pilot middle school, the <strong>EDUCFI passport<\/strong> motivated SEGPA students to get involved thanks to concrete examples linked to their projects.<\/p>\n\n<h4 class=\"wp-block-heading\">Targets: 4e students, SEGPA, CAP and vocational 10th grade<\/h4>\n\n<p class=\"wp-block-paragraph\">These audiences benefit from content adapted to practical issues: managing pocket money, introduction to <strong>savings<\/strong> and spotting <strong>credit<\/strong> offers.<\/p>\n\n<p class=\"wp-block-paragraph\">Conclusion: an adapted approach fosters a higher rate of engagement.<\/p>\n\n<h4 class=\"wp-block-heading\">Organization of administration during Financial Literacy Week and throughout the school year<\/h4>\n\n<p class=\"wp-block-paragraph\">Administration can take place during the week but remains possible year-round, according to school calendars. The goal is progressive <strong>validation<\/strong> of achievements.<\/p>\n\n<p class=\"wp-block-paragraph\">Key phrase: flexibility and regularity strengthen pedagogical effectiveness.<\/p>\n\n<h3 class=\"wp-block-heading\">Pedagogical methods: modules, quizzes and validation of financial skills<\/h3>\n\n<p class=\"wp-block-paragraph\">Materials include a slide deck structured into modules on <strong>budget<\/strong>, bank accounts, <strong>savings<\/strong>, <strong>credit<\/strong> and payment methods. Each module is based on practical cases.<\/p>\n\n<p class=\"wp-block-paragraph\">The <strong>EDUCFI passport<\/strong> is obtained via quizzes in multiple versions to prevent rote memorization.<\/p>\n\n<h4 class=\"wp-block-heading\">Module content: budget, bank account, savings, credit and payment methods<\/h4>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th rowspan=\"1\" colspan=\"1\"><p>Module<\/p><\/th><th rowspan=\"1\" colspan=\"1\"><p>Objective<\/p><\/th><\/tr><tr><td rowspan=\"1\" colspan=\"1\"><p>Budget<\/p><\/td><td rowspan=\"1\" colspan=\"1\"><p>Learn to balance income and expenses<\/p><\/td><\/tr><tr><td rowspan=\"1\" colspan=\"1\"><p>Bank account<\/p><\/td><td rowspan=\"1\" colspan=\"1\"><p>Understand statements and services<\/p><\/td><\/tr><tr><td rowspan=\"1\" colspan=\"1\"><p>Savings<\/p><\/td><td rowspan=\"1\" colspan=\"1\"><p>Set up a savings plan<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">Insight: concrete modules facilitate appropriation.<\/p>\n\n<h4 class=\"wp-block-heading\">Evaluation and obtaining the passport: quiz versions and criteria<\/h4>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th rowspan=\"1\" colspan=\"1\"><p>Test<\/p><\/th><th rowspan=\"1\" colspan=\"1\"><p>Criteria<\/p><\/th><\/tr><tr><td rowspan=\"1\" colspan=\"1\"><p>Quiz A\/B<\/p><\/td><td rowspan=\"1\" colspan=\"1\"><p>Minimum required correct answers<\/p><\/td><\/tr><tr><td rowspan=\"1\" colspan=\"1\"><p>Practical workshop<\/p><\/td><td rowspan=\"1\" colspan=\"1\"><p>Application of a real-life case<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/@tailwindcss\/browser@4\"><\/script>\n\n<style>\n  \/* Styles compl\u00e9mentaires pour le quizz (peuvent \u00eatre modifi\u00e9s) *\/\n  #quiz-app { max-height: 800px; overflow: auto; }\n  .choice-btn { transition: transform .08s, box-shadow .08s; }\n  .choice-btn:focus { outline: 3px solid #fde68a; outline-offset: 2px; }\n  .choice-btn:hover { transform: translateY(-2px); }\n  .correct { background-color: #dcfce7; border-color: #16a34a; }\n  .wrong { background-color: #fee2e2; border-color: #dc2626; opacity: 0.95; }\n  .sr-only { position: absolute; left: -10000px; top: auto; width: 1px; height: 1px; overflow: hidden; }\n<\/style>\n\n<div id=\"quiz-app\" class=\"mx-auto p-6 bg-white rounded-xl shadow-lg text-gray-800\" role=\"application\" aria-labelledby=\"quiz-title\" aria-describedby=\"quiz-desc\">\n  <header class=\"mb-4\">\n    <h2 id=\"quiz-title\" class=\"text-2xl font-extrabold\">Financial Literacy Week 2026<\/h2>\n    <p id=\"quiz-desc\" class=\"text-sm text-gray-600\">Understanding money in everyday life \u2014 Test your knowledge with this interactive quiz.<\/p>\n  <\/header>\n\n  <div id=\"status\" class=\"mb-4 flex items-center justify-between\">\n    <div class=\"w-3\/4\" aria-hidden=\"true\">\n      <div class=\"h-3 bg-gray-200 rounded overflow-hidden\">\n        <div id=\"progress-bar\" class=\"h-3 bg-emerald-500 rounded transition-all\" style=\"width:0%\"><\/div>\n      <\/div>\n      <div id=\"progress-text\" class=\"text-xs text-gray-500 mt-1\">Question 1 \/ 8<\/div>\n    <\/div>\n    <div class=\"w-1\/4 text-right\">\n      <div id=\"score-mini\" class=\"text-sm font-medium text-gray-700\">Score: 0<\/div>\n    <\/div>\n  <\/div>\n\n  <main id=\"question-area\" class=\"mb-4\" aria-live=\"polite\">\n    <!-- Contenu inject\u00e9 par JS -->\n  <\/main>\n\n  <nav class=\"flex items-center justify-between gap-3\">\n    <button id=\"prev-btn\" class=\"px-4 py-2 rounded-md border text-sm text-gray-700 bg-white hover:bg-gray-50\" disabled>Previous<\/button>\n    <div class=\"flex gap-3\">\n      <button id=\"hint-btn\" class=\"px-3 py-2 text-sm rounded-md bg-yellow-100 text-yellow-800 hover:bg-yellow-200\">Hint<\/button>\n      <button id=\"rate-btn\" class=\"px-3 py-2 text-sm rounded-md bg-blue-100 text-blue-800 hover:bg-blue-200\">EUR\u2192USD rate (optional)<\/button>\n      <button id=\"next-btn\" class=\"px-4 py-2 rounded-md bg-emerald-600 text-white hover:bg-emerald-700\">Next<\/button>\n    <\/div>\n  <\/nav>\n\n  <div id=\"result-panel\" class=\"mt-6 hidden p-4 rounded-md border bg-gray-50\" role=\"region\" aria-live=\"polite\"><\/div>\n\n  <div class=\"mt-4 text-xs text-gray-500\">\n    <strong>Note :<\/strong> this quiz is designed for educational use as part of Financial Literacy Week 2026.\n  <\/div>\n<\/div>\n\n<script>\n\/*\n  Quizz interactif (Fran\u00e7ais) \u2014 Code JavaScript comment\u00e9\n  - Con\u00e7u pour \u00eatre copi\u00e9\/coll\u00e9 dans une page existante (pas de <head> ni <body> complets).\n  - Performance & accessibilit\u00e9 : peu de d\u00e9pendances, structure ARIA, navigation clavier.\n  - Internationalisation : toutes les cha\u00eenes de texte en fran\u00e7ais, modifiables via l'objet STRINGS.\n*\/\n\n\/* =========================\n   Cha\u00eenes de texte (FR)\n   Modifier ici si besoin\n   ========================= *\/\nconst STRINGS = {\n  next: \"Next\",\n  prev: \"Previous\",\n  hint: \"Hint\",\n  rateBtn: \"EUR\u2192USD rate (optional)\",\n  scoreLabel: \"Score\",\n  finishedTitle: \"Result\",\n  retake: \"Retake\",\n  saveNote: \"Your answers are saved locally in the browser.\",\n  explanationTitle: \"Explanation\",\n  correctText: \"Correct answer\",\n  wrongText: \"Incorrect answer\"\n};\n\n\/* =========================\n   Questions (FR) \u2014 \u00e9ditables\n   Chaque question :\n     - text : question\n     - choices : tableau { id, text }\n     - answerId : id de la bonne r\u00e9ponse\n     - explanation : explication affich\u00e9e apr\u00e8s r\u00e9ponse\n     - hint : indice optionnel\n   ========================= *\/\nconst QUESTIONS = [\n  {\n    text: \"What is a personal budget?\",\n    choices: [\n      { id: \"a\", text: \"A plan listing income and expenses to manage your money\" },\n      { id: \"b\", text: \"A bank account reserved for unexpected expenses\" },\n      { id: \"c\", text: \"A loan granted by a bank\" },\n      { id: \"d\", text: \"A special credit card\" }\n    ],\n    answerId: \"a\",\n    explanation: \"A personal budget is a financial plan that lists your income and expenses to better control your cash flows.\",\n    hint: \"Think about tracking what comes in and what goes out each month.\"\n  },\n  {\n    text: \"Which simple rule helps save regularly?\",\n    choices: [\n      { id: \"a\", text: \"Spending before receiving your salary\" },\n      { id: \"b\", text: \"Saving a fixed portion of your income first (e.g., 10%)\" },\n      { id: \"c\", text: \"Keeping all cash at home\" },\n      { id: \"d\", text: \"Investing only when the market is rising\" }\n    ],\n    answerId: \"b\",\n    explanation: \"Automatically saving a fixed portion of your income is a simple and effective method to build a reserve.\",\n    hint: \"It's a regular habit, not a one-off action.\"\n  },\n  {\n    text: \"What is an interest rate?\",\n    choices: [\n      { id: \"a\", text: \"The duration of a loan\" },\n      { id: \"b\", text: \"The total amount repaid\" },\n      { id: \"c\", text: \"The percentage applied to a sum borrowed or saved\" },\n      { id: \"d\", text: \"A type of bank account\" }\n    ],\n    answerId: \"c\",\n    explanation: \"An interest rate is the percentage applied to borrowed or deposited capital; it determines the cost of a loan or the gain of a savings.\",\n    hint: \"It is often expressed as an annual percentage.\"\n  },\n  {\n    text: \"What is the purpose of home insurance?\",\n    choices: [\n      { id: \"a\", text: \"To cover damage to the dwelling in case of accident or disaster\" },\n      { id: \"b\", text: \"To increase the value of the house\" },\n      { id: \"c\", text: \"To replace neighbors\" },\n      { id: \"d\", text: \"To obtain a free mortgage loan\" }\n    ],\n    answerId: \"a\",\n    explanation: \"Home insurance covers damage (fire, water damage, theft...) according to the guarantees subscribed.\",\n    hint: \"It protects against unforeseen events affecting the dwelling.\"\n  },\n  {\n    text: \"What is the difference between 'spending' and 'investing'?\",\n    choices: [\n      { id: \"a\", text: \"There is none, they are synonyms\" },\n      { id: \"b\", text: \"Spending reduces your wealth; investing aims to generate future returns\" },\n      { id: \"c\", text: \"Investing is always risky while spending is safe\" },\n      { id: \"d\", text: \"Spending implies stock market actions\" }\n    ],\n    answerId: \"b\",\n    explanation: \"Spending is used to satisfy an immediate need; investing aims to grow capital and create future returns.\",\n    hint: \"Think future potential vs immediate use.\"\n  },\n  {\n    text: \"What does 'diversification' mean in investing?\",\n    choices: [\n      { id: \"a\", text: \"Concentrating all funds on a single stock\" },\n      { id: \"b\", text: \"Spreading investments across several assets to reduce risk\" },\n      { id: \"c\", text: \"Investing only in currencies\" },\n      { id: \"d\", text: \"Buying and selling daily\" }\n    ],\n    answerId: \"b\",\n    explanation: \"Diversification consists of spreading investments (stocks, bonds, real estate...) to reduce the impact of an underperforming asset.\",\n    hint: \"Don't put all your eggs in one basket.\"\n  },\n  {\n    text: \"What does 'debt ratio' mean on a credit file?\",\n    choices: [\n      { id: \"a\", text: \"The portion of monthly income used to repay debts\" },\n      { id: \"b\", text: \"The total number of debts regardless of income\" },\n      { id: \"c\", text: \"The number of bank cards held\" },\n      { id: \"d\", text: \"The value of the house only\" }\n    ],\n    answerId: \"a\",\n    explanation: \"The debt ratio is the percentage of monthly income dedicated to loan repayments; it assesses borrowing capacity.\",\n    hint: \"Often expressed as a percentage of monthly income.\"\n  },\n  {\n    text: \"Why is it important to have an emergency fund?\",\n    choices: [\n      { id: \"a\", text: \"To cover unexpected needs without going into debt\" },\n      { id: \"b\", text: \"To increase your debts\" },\n      { id: \"c\", text: \"To always be able to spend everything\" },\n      { id: \"d\", text: \"To avoid any form of investment\" }\n    ],\n    answerId: \"a\",\n    explanation: \"An emergency fund allows you to cope with unforeseen expenses (health, car, job loss) without resorting to costly credit.\",\n    hint: \"It is a liquid reserve accessible quickly.\"\n  }\n];\n\n\/* =========================\n   Variables d'\u00e9tat\n   ========================= *\/\nlet state = {\n  currentIndex: 0,\n  answers: {}, \/\/ { index: choiceId }\n  score: 0,\n  reviewed: {} \/\/ pour montrer si une question a \u00e9t\u00e9 v\u00e9rifi\u00e9e\n};\n\n\/* =========================\n   Rendu initial\n   ========================= *\/\nconst app = 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text-gray-400\">(${choice.id.toUpperCase()})<\/span>\n      <\/div>`;\n    \/\/ Si la question a d\u00e9j\u00e0 \u00e9t\u00e9 revue, colorer correct\/wrong\n    if (state.reviewed[state.currentIndex]) {\n      const user = state.answers[state.currentIndex];\n      if (choice.id === QUESTIONS[state.currentIndex].answerId) {\n        btn.classList.add('correct', 'border-emerald-300');\n      } else if (user === choice.id && user !== QUESTIONS[state.currentIndex].answerId) {\n        btn.classList.add('wrong', 'border-red-400');\n      } else {\n        btn.classList.add('opacity-80');\n      }\n    }\n    \/\/ gestion click \/ clavier\n    btn.addEventListener('click', () => selectChoice(state.currentIndex, choice.id));\n    btn.addEventListener('keydown', (e) => {\n      if (e.key === 'Enter' || e.key === ' ') { e.preventDefault(); selectChoice(state.currentIndex, choice.id); }\n      if (e.key === 'ArrowDown' || e.key === 'ArrowRight') { e.preventDefault(); focusNextChoice(btn); }\n    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'Finish' : STRINGS.next;\n  hintBtn.textContent = STRINGS.hint;\n\n  updateStatus();\n\n  \/\/ focus sur premier choix pour accessibilit\u00e9\n  const firstChoice = choicesDiv.querySelector('button');\n  if (firstChoice) firstChoice.focus();\n}\n\n\/* S\u00e9lection d'un choix pour une question *\/\nfunction selectChoice(index, choiceId) {\n  state.answers[index] = choiceId;\n  state.reviewed[index] = true; \/\/ on marque comme v\u00e9rifi\u00e9e\n  \/\/ enregistrement local\n  try { localStorage.setItem(STORAGE_KEY, JSON.stringify(state)); } catch(e) {}\n  \/\/ animation & feedback\n  renderQuestion();\n  \/\/ Si derni\u00e8re question et correct, afficher r\u00e9sultat\n  if (index === QUESTIONS.length - 1) {\n    \/\/ ne pas afficher imm\u00e9diatement; l'utilisateur clique Terminer\n  }\n}\n\n\/* Navigation : pr\u00e9c\u00e9dent \/ suivant *\/\nprevBtn.addEventListener('click', () => {\n  if (state.currentIndex > 0) {\n    state.currentIndex--;\n    renderQuestion();\n  }\n});\nnextBtn.addEventListener('click', () => {\n  if (state.currentIndex < QUESTIONS.length - 1) {\n    state.currentIndex++;\n    renderQuestion();\n  } else {\n    finishQuiz();\n  }\n});\n\n\/* Indice *\/\nhintBtn.addEventListener('click', () => {\n  const q = QUESTIONS[state.currentIndex];\n  if (!q) return;\n  alert(`Hint: ${q.hint}`);\n});\n\n\/* Focus navigation aides *\/\nfunction focusNextChoice(current) {\n  const all = Array.from(current.parentElement.querySelectorAll('button'));\n  const idx = all.indexOf(current);\n  const next = all[(idx + 1) % all.length];\n  next.focus();\n}\nfunction focusPrevChoice(current) {\n  const all = Array.from(current.parentElement.querySelectorAll('button'));\n  const idx = all.indexOf(current);\n  const prev = all[(idx - 1 + all.length) % all.length];\n  prev.focus();\n}\n\n\/* Terminer le quizz : calculer score, afficher r\u00e9sum\u00e9 *\/\nfunction finishQuiz() {\n  computeScore();\n  const total = QUESTIONS.length;\n  resultPanel.classList.remove('hidden');\n  resultPanel.innerHTML = '';\n\n  const title = document.createElement('div');\n  title.className = 'text-lg font-bold mb-2';\n  title.textContent = `${STRINGS.finishedTitle} \u2014 ${state.score} \/ ${total}`;\n  resultPanel.appendChild(title);\n\n  const details = document.createElement('div');\n  details.className = 'text-sm text-gray-700';\n  details.innerHTML = `<p>${STRINGS.saveNote}<\/p>`;\n  resultPanel.appendChild(details);\n\n  \/\/ D\u00e9tail par question\n  const list = document.createElement('ol');\n  list.className = 'mt-3 space-y-2 text-sm';\n  for (let i = 0; i < QUESTIONS.length; i++) {\n    const q = QUESTIONS[i];\n    const user = state.answers[i];\n    const li = document.createElement('li');\n    const correct = (user === q.answerId);\n    li.className = 'p-3 rounded border bg-white';\n    li.innerHTML = `<div class=\"font-medium\">${sanitize(q.text)}<\/div>\n                    <div class=\"mt-1 text-xs text-gray-600\">Your answer: <span class=\"${correct ? 'text-emerald-600' : 'text-red-600'}\">${sanitize(user ? getChoiceText(q, user) : '\u2014')}<\/span>\n                    \u2014 Correct answer: <span class=\"font-semibold\">${sanitize(getChoiceText(q, q.answerId))}<\/span><\/div>\n                    <div class=\"mt-2 text-gray-700 text-sm\">${sanitize(q.explanation)}<\/div>`;\n    list.appendChild(li);\n  }\n  resultPanel.appendChild(list);\n\n  \/\/ Bouton recommencer\n  const restart = document.createElement('button');\n  restart.className = 'mt-4 px-4 py-2 bg-emerald-600 text-white rounded hover:bg-emerald-700';\n  restart.textContent = STRINGS.retake || 'Retake';\n  restart.addEventListener('click', () => {\n    state = { currentIndex: 0, answers: {}, score: 0, reviewed: {} };\n    try { localStorage.removeItem(STORAGE_KEY); } catch(e){}\n    renderQuestion();\n    resultPanel.classList.add('hidden');\n  });\n  resultPanel.appendChild(restart);\n\n  \/\/ Scroll vers le r\u00e9sultat pour visibilit\u00e9\n  resultPanel.scrollIntoView({ behavior: 'smooth' });\n}\n\n\/* Utilitaires *\/\nfunction getChoiceText(question, id) {\n  const c = question.choices.find(ch => ch.id === id);\n  return c ? c.text : '';\n}\nfunction sanitize(str) {\n  \/\/ simple sanitation pour insertion s\u00e9curis\u00e9e de texte (pas HTML)\n  const div = document.createElement('div');\n  div.textContent = str;\n  return div.innerHTML;\n}\n\n\/* =========================\n   Optionnel : appel API publique pour taux de change\n   - API gratuite : https:\/\/api.exchangerate.host\/latest\n   - Exemple d'URL utilis\u00e9 : https:\/\/api.exchangerate.host\/latest?base=EUR&symbols=USD\n   - Exemples de r\u00e9ponse JSON :\n     {\n       \"motd\": {...},\n       \"success\": true,\n       \"base\": \"EUR\",\n       \"date\": \"2026-02-16\",\n       \"rates\": {\n         \"USD\": 1.0734\n       }\n     }\n   - Aucune cl\u00e9 requise, service gratuit (sous r\u00e9serve des conditions de l'API).\n   ========================= *\/\nrateBtn.addEventListener('click', async () => {\n  rateBtn.disabled = true;\n  const old = rateBtn.textContent;\n  rateBtn.textContent = 'Loading...';\n  try {\n    const resp = await fetch('https:\/\/api.exchangerate.host\/latest?base=EUR&symbols=USD');\n    if (!resp.ok) throw new Error('Network error');\n    const json = await resp.json();\n    \/\/ Exemple de JSON d\u00e9crit ci-dessus\n    const rate = json && json.rates && json.rates.USD ? json.rates.USD : null;\n    if (rate) {\n      alert(`Current EUR \u2192 USD rate: 1 EUR = ${rate} USD (source: exchangerate.host)`);\n    } else {\n      alert('Unable to retrieve the rate at the moment.');\n    }\n  } catch (e) {\n    console.error(e);\n    alert('Failed to fetch the rate. Please try again later.');\n  } finally {\n    rateBtn.disabled = false;\n    rateBtn.textContent = old;\n  }\n});\n\n\/* =========================\n   Initial render\n   ========================= *\/\nrenderQuestion();\n\n\/* Fin du script *\/\n<\/script>\n\n<h2 class=\"wp-block-heading\">Resources, activities and pedagogical customization for Financial Literacy Week 2026<\/h2>\n\n<h3 class=\"wp-block-heading\">Ready-to-use tools and self-training pathways for teachers<\/h3>\n\n<p class=\"wp-block-paragraph\">Pedagogical kits and a national self-training pathway enable teachers of all subjects to easily integrate <strong>EDUCFI<\/strong> into the classroom.<\/p>\n\n<p class=\"wp-block-paragraph\">The <strong>resources<\/strong> include sheets, tutorials and ready-to-use sequences for mathematics, economics &#038; law, STMG and high schools.<\/p>\n\n<ul class=\"wp-block-list\"><li><p>Adaptation to curricula (cycles 2 to 4, general and vocational high school)<\/p><\/li><li><p>Digital supports and printouts for workshops<\/p><\/li><\/ul>\n\n<h4 class=\"wp-block-heading\">Adaptation to subjects and levels: mathematics, economics &#038; law and STMG<\/h4>\n\n<p class=\"wp-block-paragraph\">Exercises align with disciplinary objectives: problem solving in mathematics, case studies in economics &#038; law, and projects in STMG.<\/p>\n\n<p class=\"wp-block-paragraph\">Key phrase: transversality strengthens the anchoring of knowledge.<\/p>\n\n<h4 class=\"wp-block-heading\">National self-training pathway to integrate EDUCFI in class<\/h4>\n\n<p class=\"wp-block-paragraph\">The pathway provides teachers with benchmarks to evaluate and certify via the <strong>EDUCFI passport<\/strong>. It includes practical modules and sample lessons.<\/p>\n\n<p class=\"wp-block-paragraph\">Insight: continuous training is an essential lever for the quality of interventions.<\/p>\n\n<h3 class=\"wp-block-heading\">Examples of activities and conferences to enrich student awareness<\/h3>\n\n<p class=\"wp-block-paragraph\">Among the tools, the game \u00ab <strong>Les gardiens de la monnaie<\/strong> \u00bb facilitates understanding of monetary flows, and a recent resource targets <strong>savings<\/strong> for vocational final-year students.<\/p>\n\n<p class=\"wp-block-paragraph\">Conferences by the Banque de France and Finance pour tous provide complementary and concrete insights.<\/p>\n\n<h4 class=\"wp-block-heading\">The game \u00ab Les gardiens de la monnaie \u00bb and resources for vocational final-year students<\/h4>\n\n<p class=\"wp-block-paragraph\">The game stages a fictional company and forces students to arbitrate between investment and consumption. This exercise illustrates the consequences of choices on income and savings.<\/p>\n\n<p class=\"wp-block-paragraph\">Conclusion: playfulness facilitates appropriation of complex notions.<\/p>\n\n<h4 class=\"wp-block-heading\">Conferences hosted by the Banque de France and Finance pour tous<\/h4>\n\n<p class=\"wp-block-paragraph\">These interventions bring practical expertise and present real examples to interpret financial mechanisms.<\/p>\n\n<p class=\"wp-block-paragraph\">Key phrase: external expertise reinforces the credibility of learning.<\/p>\n\n<h3 class=\"wp-block-heading\">Collaborative dimension and registration for the EDUCFI passport<\/h3>\n\n<p class=\"wp-block-paragraph\">Schools retain pedagogical freedom to adapt the content and modalities of the <strong>EDUCFI passport<\/strong>. Classes can register until the end of May via the SIECLE application by school principals.<\/p>\n\n<p class=\"wp-block-paragraph\">Teams are encouraged to involve parents and local partners to maximize impact.<\/p>\n\n<h4 class=\"wp-block-heading\">Pedagogical freedom of institutions to adapt content and modalities<\/h4>\n\n<p class=\"wp-block-paragraph\">Each institution adjusts the duration and form of assessments according to its constraints, while respecting national objectives.<\/p>\n\n<p class=\"wp-block-paragraph\">Insight: adaptability is the key to lasting appropriation.<\/p>\n\n<h4 class=\"wp-block-heading\">Registration modalities via the SIECLE application until the end of May 2026<\/h4>\n\n<p class=\"wp-block-paragraph\">Registrations are made via the SIECLE application and allow receiving kits and access to self-training platforms.<\/p>\n\n<p class=\"wp-block-paragraph\">Key phrase: registering early facilitates the preparation of classroom actions.<\/p>\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien.jpg\" alt=\"Participez \u00e0 la Semaine de l&#039;\u00e9ducation financi\u00e8re 2026 pour mieux comprendre la gestion de l&#039;argent au quotidien et prendre des d\u00e9cisions \u00e9clair\u00e9es.\" class=\"wp-image-19\" srcset=\"https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien.jpg 1024w, https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-300x300.jpg 300w, https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-150x150.jpg 150w, https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-768x768.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-1.jpg\" alt=\"Participez \u00e0 la Semaine de l&#039;\u00e9ducation financi\u00e8re 2026 pour mieux comprendre l&#039;argent au quotidien et g\u00e9rer vos finances avec succ\u00e8s.\" class=\"wp-image-20\" srcset=\"https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-1.jpg 1024w, https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-1-300x300.jpg 300w, https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-1-150x150.jpg 150w, https:\/\/financeblog.fr\/blog\/wp-content\/uploads\/2026\/02\/semaine-de-leducation-financiere-2026-comprendre-largent-au-quotidien-1-768x768.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who can use the EDUCFI passport?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Middle schools, vocational high schools, SEGPA and training centers can deploy the EDUCFI passport; it primarily targets students in 4e, SEGPA, CAP and vocational 10th grade.\"}},{\"@type\":\"Question\",\"name\":\"When can the EDUCFI passport be taken?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The administration can take place during Financial Literacy Week (16\u201322 March) or at any time during the school year according to the institution's organization.\"}},{\"@type\":\"Question\",\"name\":\"How to register for the EDUCFI passport?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"School principals register classes via the SIECLE application until the end of May; kits and self-training pathways are provided after registration.\"}},{\"@type\":\"Question\",\"name\":\"What does the EDUCFI passport assessment include?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The assessment combines quizzes in multiple versions and practical workshops covering budget, bank account, savings, credit and payment methods.\"}}]}\n<\/script>\n<h3>Who can use the EDUCFI passport?<\/h3>\n<p>Middle schools, vocational high schools, SEGPA and training centers can deploy the EDUCFI passport; it primarily targets students in 4e, SEGPA, CAP and vocational 10th grade.<\/p>\n<h3>When can the EDUCFI passport be taken?<\/h3>\n<p>Administration can take place during Financial Literacy Week (16\u201322 March) or at any time during the school year according to the school&rsquo;s organization.<\/p>\n<h3>How to register for the EDUCFI passport?<\/h3>\n<p>School principals register classes via the SIECLE application until the end of May; kits and self-training pathways are provided after registration.<\/p>\n<h3>What does the EDUCFI passport assessment include?<\/h3>\n<p>The assessment combines quizzes in multiple versions and practical workshops covering budget, bank account, savings, credit and payment methods.<\/p>","protected":false},"excerpt":{"rendered":"<p>Financial Literacy Week, organized from 16 to 22 March by the OECD via its international network, celebrates its 14th edition with a clear ambition: to open the dialogue about money with the youngest. The 2026 theme, \u00ab Money, let&rsquo;s dare to talk about it! \u00bb, invites families, teaching teams and institutions to transform concern into &#8230; <a title=\"Financial Literacy Week 2026 | understanding money in everyday life\" class=\"read-more\" href=\"https:\/\/financeblog.fr\/blog\/en\/financial-literacy-week-2026-understanding-money-in-everyday-life\/\" aria-label=\"En savoir plus sur Financial Literacy Week 2026 | understanding money in everyday life\">Lire la suite<\/a><\/p>\n","protected":false},"author":4,"featured_media":22,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Financial Literacy Week 2026: Master your everyday money","_seopress_titles_desc":"Financial Education Week 2026: Learn how to manage your money on a daily basis with practical advice and simple tips for everyone.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-53","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/posts\/53","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/comments?post=53"}],"version-history":[{"count":1,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions"}],"predecessor-version":[{"id":54,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions\/54"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/media\/22"}],"wp:attachment":[{"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/media?parent=53"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/categories?post=53"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financeblog.fr\/blog\/wp-json\/wp\/v2\/tags?post=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}